Cheap Car SR22 Insurance in Chicago, Pros and Cons

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Cheap car insurance refers to certain policies that are issued by companies that normally but not always (1) Do not check on credit of the applicant, (2) Issues auto policies at state minimum limits or little higher, (3) Are lenient on issues related to MVRs blemishes, and (4) Offer customer services that are lower in quality than services provided by standard or preferred insurers.

The disadvantage of cheap car insurance is basically the lower limits on liability and the imperfect customers and claims services, when compared with standard or preferred companies. People with extensive wealth to protect and those who prefer to have first class treatement when it comes to handling their auto insurance claims may find non standard, cheap car insurance, as not valuable.

The advantage of cheap car insurance is that many people with credit issues or MVR issues (high risk drivers, DUIs, etc.) and / or people with international drivers licenses or simply no licenses may all find themselves either unfit for standard/ preferred auto insurance, or the insurance offered by highly rated companies to be very cost prohibitive.  Therefore, for those with less worries about wealth protection, and with problems on their credit and MVR reports cheap car insurance can be very helpful.

For immediate quotes to get your cheap auto insurance in Chicago please click on the link or call us at 708-237-0404